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FHA Loan

FHA Loan

  • Government backed loan
  • Great for first time homebuyers
  • Min credit score 580
  • Min 3.5% down
  • Allows Higher Debt to income ratios
  • Upfront mortgage insurance & monthly mortgage insurance required
  • Max 6% seller concessions (credit)

Conventional Loan

  • 620 min score
  • 3-5% min down payment
  • Lower debt to income ratios
  • No mortgage insurance if 20% down payment
  • Mortgage insurance can be removed
  • Max 3% seller concession (credit)

Conventional Loan

VA Loan

VA Loan

  • Government backed loan
  • For veterans, active duty, surviving spouses
  • No min down payment required
  • No Monthly mortgage insurance
  • 4%-6% seller concession (credit)

Alternative Lending Products

  • Great for investors and self employed borrowers
  • DSCR
  • 1099 only
  • ITIN
  • Foreign Nationals

Alternative Lending Products

Monica Berry, Residential Mortgage Loan Originator, 2149025 RedEye Lending LLC 2587212,425 Nelson St, Godley, TX, 76044

My passion is to educate families on the mortgage process. This is one of the most important investments you will make in your life! It’s crucial you have someone on your team that will help you find the mortgage that best fits your unique financial situation.

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